Finally, after years of remaining at the same level, the Indiana Worker’s Compensation Board and State of Indiana increased the financial recovery rates an injured worker can claim for their case. www.in.gov/wcb/files/PPIandTTD-benefits2023_1.3_.pdf For injuries that occur on or after July 1, 2023, an injured worker may recover more money for their PPI and TTD benefits. The schedule used by the state increases annually over the next four years. Understanding these rate tables can be complicated. Since every dollar for your work injury case is precious, you should contact Goodin Abernathy for legal help.
Worker’s Compensation Laws
Employees hurt on the job in Indiana are protected by Indiana’s Worker’s Compensation laws. Attorney Jim Browne and Goodin Abernathy regularly help our Hispanic clients navigate the legal process to protect their rights and fight for more benefits. This article highlights main points of the Indiana Worker’s Compensation process.
Each state uses different laws for their worker’s compensation (“work comp”) claims. In Indiana, a work injury is considered a civil law claim. It does not involve criminal or immigration law issues. Something a little different about work comp claims is an agency handles the legal process – not a court of law. The Indiana Worker’s Compensation Board is the agency that tracks and handles these cases. You can learn more about the Board at this website https://www.in.gov/wcb/
An important part about Indiana’s work comp law is that an employer cannot defend a case based on liability or fault. Unlike an auto accident or other typical type of injury claim, it does not matter whether an employee was negligent and did something to cause the accident. As long as the employee was not intoxicated or intended to hurt themself, Indiana requires the employer to offer benefits.
Unfortunately, we often hear that employers threaten immigration reporting or similar problems when their employees are injured. You should not be afraid of immigration issues. Indiana’s work comp law allows any worker to make a claim. Your immigration status does not affect your legal rights and does not involve notifying the U.S. Immigration Customs and Enforcement (“ICE”) agency. Hispanic workers should not be concerned about immigration problems and notify their employer or supervisor immediately if injured on the job. Make sure to report your injury right away because waiting to do so may allow the employer to dispute responsibility.
Preliminarily, a couple legal issues we see affecting work comp claims involve whether the worker was an employee and whether the employer has insurance coverage. Determining whether an injured worker is an employee or independent contractor can be a complicated legal question. Since Indiana law does not require employers to offer independent contractors work comp benefits, let’s review some basic differences between employees and independent contractors.
Signs That Show A Worker Is An Employee
The worker is paid with a company check
Taxes are taken out of their pay checks
Worker does not work at other jobs
Worker does not have her/his own business
Worker uses the employer’s equipment
Worker regularly visits the employer’s place of business
Works the hours and schedule the employer chooses
An Independent Contractor Is Usually Identified When These Circumstances Apply
The worker has her / his own company
They work for various other companies
They do not work for the employer full time
They receive a 1099 tax form from the employer
They do not have taxes withheld from their payments
They use their own vehicles and equipment to perform the work
Worker’s compensation insurance coverage is an important part of the claim. Without insurance coverage, employers usually cannot pay the benefits they owe their injured employees. Many employers are small companies or individuals and choose not to pay for insurance. This is an important reason why you should ask if your employer has worker’s compensation insurance. A legal option that sometimes helps injured workers in these situations is if your employer is performing work for another company or contractor. Typical examples of this arrangement are found in construction and staffing agency arrangements. Indiana’s work comp law allows us to take one step up and make a claim for benefits from the general contractor or staffing agency if the primary employer does not carry insurance.
When an employee is injured on the job, Indiana law requires the employer to offer various benefits. The first and probably most important benefit is for medical treatment. If you visit the doctors, therapists and medical providers the employers offer, they must pay for all your costs. You are not responsible for deductible payments. You are not required to use your own health insurance or take FMLA time. Since your health and well-being are your primary concerns, you may seek medical treatment immediately after your work accident. If your employer or the insurance company deny you treatment, then you should seek legal help immediately. The attorneys at Goodin Abernathy understand the process and will explain your rights.
When a doctor or medical expert says you cannot work due to your injuries, you may claim Temporary Total Disability (“TTD”) payments. Indiana’s work comp law requires employers to pay two – thirds (66.66%) of your regular income while you cannot work. These TTD payments are not reduced for income tax or other typical withholdings. Before the payments start, the doctor must determine that you miss more than seven (7) consecutive days of work. If you miss thirty (30) consecutive days or more, than the employer must go back and pay you for the first 7 days of work that you missed. Sometimes, workers do not miss time off work immediately after their injury. But later, they require surgery or start treatment that keeps them off work. The TTD rules also apply to these subsequent periods of missed work.
When the employer or its insurance company determine that certain benefits should finish, they are required to send you a Termination of Benefits form. The form looks like this www.in.gov/wcb/files/Blank-38911.pdf If you dispute that benefits should stop, it is important to respond to these within seven days of receiving the form. If you fail to respond, then technically the employer may stop sending you the TTD benefits.
The final type of benefits owed to an injured employee involves the Permanent Partial Impairment (“PPI”) value of your injury. Basically, this benefit pays the employee for the future impairment they will suffer from the injury. That is, how will the injury interfere with their work and ability to earn income in the future. Calculating this benefit is complicated. For instance, the doctors and work comp Board uses the AMA Guidelines for reference. https://www.ama-assn.org/delivering-care/ama-guides/ama-guides-evaluation-permanent-impairment-overview. To understand it best, you should contact our Legalmente Hablando Indy team for representation. We will examine the medical records, show you how the government calculates the benefits and describe your legal options for maximizing recovery of PPI benefits.
Indiana law controls how attorneys charge for legal services in work comp claims. All attorneys in the state charge the same percentages for contingency fees. Since we charge a contingency fee, that means we collect our fees only when we win and you get paid money for your claim. If we do not collect money, then you do not pay. Our legal fee agreements are explained in both Spanish and English.
If you or a loved one are injured in a workplace accident, contact the Goodin Abernathy legal team. We handle death claims, amputations, orthopedic surgeries, electrocution, burns, explosions, head /brain injuries, spinal column fractures and broken bones. You will find we care about our clients and patiently explain the legal process. Count on us to aggressively represent your claim. Contact us today.
Whether you’ve been in a car accident or slipped and fallen, one thing is certain: proper documentation can make or break your personal injury case in Indiana. That’s because documentation establishes the facts, determines liability, and helps secure the compensation you deserve. With so much on the line, it’s essential to have a comprehensive understanding of the importance of documenting personal injuries in Indiana. This blog is your ultimate guide to navigating the complexities of injury documentation. We’ll cover everything from relevant laws to tips for proper documentation and the critical role an experienced personal injury attorney can play in your case.
Understanding Personal Injury Law in Indiana
Definition of personal injury
Personal injury can take many forms, from physical harm to emotional or psychological distress, and it often arises from the careless or intentional actions of others. Fortunately, Indiana law allows victims to pursue compensation for their injuries and losses through the legal system. This area of law provides a framework for seeking damages and holding negligent parties accountable. In this post, we’ll delve deeper into personal injury law in Indiana, exploring how it can help you recover from the harm you’ve suffered.
Common types of personal injury cases
Some of the most common personal injury cases in Indiana include:
Indiana’s personal injury law operates under a “comparative fault” system, which allows you to recover damages even if you share some of the blame for an accident, as long as your fault is less than 51%. Your compensation will be reduced by the percentage of fault assigned to you. For instance, if you are 30% at fault for an accident and your damages total $100,000, you can receive $70,000 in compensation.
Statute of limitations for personal injury claims in Indiana
Another crucial aspect of Indiana’s personal injury law is the statute of limitations for filing a lawsuit, which is typically two years from the date of the incident. It’s crucial to act quickly in pursuing your claim, as missing this deadline can bar you from seeking compensation. However, there are exceptions and nuances to this rule, and consulting with a knowledgeable personal injury attorney can help you navigate these complexities and protect your rights.
Tips for Properly Documenting Your Personal Injury
Establishing evidence to support your claim
Documenting your personal injury is crucial for establishing the evidence necessary to support your claim. This evidence provides a clear and objective record of the incident, including the extent of your injuries and the damages you’ve suffered. With proper documentation, you can paint a vivid picture of what happened and demonstrate the other party’s liability, which is key to securing the compensation you deserve.
Be thorough and accurate in your documentation
When compiling documentation for a personal injury claim, it is crucial to be meticulous and precise in documenting all pertinent details. This approach will bolster your case and simplify the task of your legal representative in comprehending and advocating for your claim.
Keep all documents organized and easily accessible
To improve the efficiency and accessibility of important information, it is recommended that you implement a systematic organization of your documents. Whether it be through digital or physical means, maintaining a well-ordered documentation system can benefit you, your attorney, and your insurance company in swiftly and effectively reviewing necessary materials.
Update your personal injury journal regularly
Maintaining an up-to-date personal injury journal is crucial to building a strong case. Regularly documenting physical pain, emotional distress, and any changes in your condition can provide a comprehensive account of how your injury has impacted your life. This information can be critical evidence to support your claim, so it is essential to keep your journal organized and regularly updated.
How a Personal Injury Attorney Can Help
Assessing the strength of your case
A lawyer specializing in personal injury cases has the expertise to analyze your situation, review the available evidence, and offer an objective evaluation of its viability. Furthermore, they can guide you on the probable outcomes and help you determine whether settling out of court or pursuing litigation would be the most advantageous course of action.
Ensuring proper documentation
A seasoned lawyer can assist you in navigating the complexities of compiling and arranging all the essential paperwork required for your personal injury lawsuit. They can pinpoint any gaps or insufficiencies in the evidence and guarantee that your case is established on a firm footing.
Negotiating with insurance companies
Insurance providers frequently try to reduce their financial liabilities by contesting or underestimating the value of claims. An attorney specializing in personal injury cases can act as your representative in negotiations with the insurance company, leveraging their legal know-how and familiarity with your case to achieve the most favorable settlement outcome on your behalf.
Representing you in court, if necessary
If your case goes to trial, your attorney will represent your interests in court, presenting evidence, cross-examining witnesses, and making persuasive arguments to the judge or jury on your behalf.
Maximizing your compensation
An attorney specializing in personal injury cases can play a crucial role in safeguarding your rights and ensuring that you receive adequate compensation for your medical bills, lost income, emotional distress, and other losses resulting from your injury. Their proficiency and unwavering commitment can have a substantial impact on the resolution of your case, potentially resulting in a more favorable outcome for you.
Consult with Goodin Abernathy for Expert Personal Injury Representation
If you have sustained a personal injury in Indiana, it’s essential to act swiftly. You can rely on the professionals at Goodin Abernathy to assist you in navigating the process of documenting your injury and pursuing compensation. Our team of devoted attorneys is dedicated to providing tailored legal guidance, safeguarding your rights, and advocating for your best interests. Reach out to us now to schedule a complimentary, obligation-free consultation to discuss your case and examine your legal alternatives. Let us work in partnership with you to secure the most favorable resolution for your personal injury lawsuit.
Falls account for one in three construction site accident deaths. However, not all accidents are so extreme that they result in death. For many people, their injuries include bruises, cuts, broken bones, and concussions. However, it doesn’t matter if the injury is minor or severe. If it impacts your ability to work, it affects your life and family. The lawyers at Goodin Abernathy understand that a construction injury can be a life-altering accident. They fight hard to secure their clients just compensation for their injuries.
Broken Bones
The most cited OSHA safety regulation violation is the lack of fall protection on construction sites. Completed buildings have several safety features in place to protect people from falling. Buildings that are in the construction process do not have these features installed yet. This and the very nature of working up high puts construction workers at a greater risk of falling. For example, from ladders, rooftops, scaffolding, or large machinery. When you fall from a tall height, your body is at risk of breaking bones and bruising upon impact.
Other common causes of broken bones are struck-by accidents or crush accidents. This is when the construction worker gets struck by or crushed by a vehicle, machinery, or equipment. Broken bones can take months to heal, then require many more months of rehab. In some situations, the victim may never fully regain the functionality of their broken limb.
Electrocution
Because construction sites are buildings in progress, they have an increased risk of electrocution. Exposed wiring and generators present a risk by exposing construction workers to electricity. Then there is the use of power tools and electrical equipment as an everyday part of the job. If these tools are not properly maintained, they can have an electrical short that injures the user. Finally, excavation and site trenching activities can result in a construction worker unknowingly hitting buried electrical wires. When someone experiences electrocution, they can experience nerve damage, respiratory problems, seizures, and brain damage. These injuries could be short-term or long-lasting, depending on the severity of the electrocution.
Knee and Ankle Injury
Construction sites are not easy places to walk. Building materials, equipment, and tools are strewn about. Then there is the uneven ground, holes, and trenches. Navigating this minefield of potential danger can sometimes result in a slip or trip and fall. When this happens, knee and ankle injuries also occur. Minor injuries may require the injured worker to stay off their foot for weeks or months. More serious injuries could require surgery.
Back Injury
Sometimes back injuries happen from falls, being struck by, or being caught in-between accidents. But they can also occur from over-exertion. Simply being required to carry or move equipment that is too heavy for you can cause a back injury. These injuries can debilitate a person, rendering them unable to sit or stand for extended periods of time. Recovery can require rest and physical therapy to heal and strengthen the back muscles.
Head and Brain Injury
There is a reason construction workers wear hard hats. Even a minor bump to the head can cause a head or brain injury. Head injuries are tricky; minor injuries rarely cause long-term problems. However, severe injuries can create extensive complications that are long-lasting. If a construction worker suffers a head injury, they should get checked by a doctor. The most common type of injury is a concussion. Recovery requires rest, which can keep you from work. In contrast, severe head injuries can impact speech, coordination, seizures, and cognitive thought. Effects can directly impact the victim’s ability to function and prevent them from going back to work.
Spinal Cord Injury
A spinal cord injury occurs when a sudden and traumatic blow to your spine causes your spinal bones to crush, compress, or dislocate. This movement of the bones damages the spinal cord located within them. Because your spinal cord is a tight bundle of nerves that acts as a central command center for your body, these injuries can have far-reaching effects. You could experience minor numbness or total paralysis. Injury to your spinal cord is permanent. This type of injury is life-altering and affects every part of a construction worker’s life.
Illness
Asbestos and lead were once commonly found in construction. These materials are harmful to the human body. Construction workers who work on an older building could be exposed to these hazards. However, they aren’t the only dangers that can cause illness. Construction workers exposed to toxins, chemicals, solvents, and pesticides are at risk of suffering illness. This type of injury is more challenging to prove liability for. Unlike physical injuries, illness does not always happen right away. Sometimes, it can take years for the illness to become known. If you worked in construction and suspect that your illness is a result, consider speaking with a personal injury attorney.
Loss of Limb
In some caught in-between accidents, a construction worker may lose a limb. This happens when the victim gets caught where they shouldn’t be. The limb gets caught, causing it to get crushed. Another common occurrence is the loss of a finger or toe. Fingers can easily get caught in the way of a sharp blade. Toes can become injured when heavy equipment or building supplies get dropped on the foot. Depending on the limb lost, this injury can prevent the construction worker from continuing to work in the construction industry.
Internal Organ Damage
Being caught between, crushing, and fall accidents can have a devastating impact on the human body. While external damages are readily assessed, internal organ damage can lead to potentially life-threatening complications. Surgery may be required to repair the injury and stop bleeding. It can then take months or over a year for the individual to heal. During this time, they may not be able to work.
Hire a Goodin Abernathy LLP Lawyer
The Goodin Abernathy LLP attorneys handle worker’s compensation and negligence claims for clients injured on construction sites. These two legal claims involve difficult issues in which the Goodin Abernathy attorneys are experienced taking to court and fighting for our clients’ recoveries. A “work comp” case involves making a claim against the worker’s employer for statutory benefit. These include medical treatment, lost wages and physical impairment.
A “negligence” claim is the second legal area that many attorneys are not as experienced in handling. In certain situations, an injured worker can make legal claims against general contractors, project supervisors, project owners or other services typically involved in a construction project. Especially in death, amputation or serious injuries, we need to make sure our clients exhaust their legal remedies and collect the damages they are entitled to under the law. That’s why we help our clients recover more money for damages through negligence cases compared to only going after a work comp claim. In serious injuries, amputations or death claims, call the Goodin Abernathy LLP attorneys right away. We care about our clients, their families and supporting them with first-rate representation.
Do not wait to seek treatment if you’ve experienced an injury while working on a construction site. Once you have a diagnosis and treatment plan, consider speaking with a lawyer. The team at Goodin Abernathy has experience representing injured construction workers. They fight for the compensation they deserve to ensure they have financial security.
Why Experience Matters & Why You Should Hire Goodin Abernathy LLP Attorneys For Your Trucking Accident Case
The Goodin Abernathy LLP trial attorneys are sharp at prosecuting Indiana negligence claims involving semi-trucks and serious injuries. Many of our clients, who live out of state, suffer accidents in Indiana and need reliable legal representation. If you want personal attention by an Indiana attorney that excels in the courtroom, then contact Goodin Abernathy LLP because we are real attorneys who CARE ABOUT OUR CLIENTS.
Our initial consultations are free. More importantly, since each client’s truck accident experience is unique, Goodin Abernathy LLP does not charge a set contingency fee. Our fees depend on the level of legal work your claim requires. When meeting with us for the first time, no one will pressure you to sign a fee agreement or make any decisions right away. We prefer in person initial consultations. If time and distance are a barrier for out of state clients, we handle video conferencing and telephone conferences at convenient times, all days of the week.
Before you read any more, consider this: If you are attracted to a big box law firm, with a flashy commercial campaign and marketing gimmick, where the named attorney does not even handle your case or go to court, then we are not your firm. Goodin Abernathy LLP attorneys stick to a traditional “attorney and client relationship” – where you have direct access to the attorney, paralegal and staff who actually represents you. If this is the legal care and trust you want, then keep reading.
Indiana is known as the Crossroads of America and handles a huge volume of interstate traffic. Over the road semi-trucks pass through our state every minute – working to stock our shelves with food and keep the economy running. But sometimes those truckers make mistakes. From the congested Terre Haute section of I-70 over to the hills and bridges of I-74 near Cincinnati; along the I-65 pressure exchanges near Louisville, driving through the stop and go traffic of Indianapolis and up to the incredible volume and speeds of I-90, I-64 and I-65 corridor through the Indiana Region, Goodin Abernathy LLP takes the time to investigate cases as if they occurred in our own parking lot.
Some trucking accidents are caused by innocent mistakes with small damages. Other Indiana trucking accidents are horrific, resulting in death, paralysis that forever change lives. Often these accidents are caused by truck driver inattention, fatigue or plain risky driving. These are the cases Goodin Abernathy LLP’s attorneys aggressively handle.
Goodin Abernathy LLP attorneys handle personal injury cases for injured clients and their families from all across the country. If the accident happened in Indiana, Goodin Abernathy LLP attorneys know the law. We handle state and federal lawsuits involving trucking companies and drivers from all around the United States. We are proficient at holding trucking companies and drivers accountable for their negligence. Since trucking companies are structured for financial profit, the companies must also be prepared to pay for damages they cause.
Semi-trucks are gigantic and extremely heavy. When you mix their speed and weight with the consequences of driver inattention, faulty maintenance or driver fatigue, it creates a deadly recipe. The most common truck accidents we handle include rear end collisions, head-on collisions, jackknifes and rollovers. On the highway, these trucking accidents usually involve multi car pileups and cause problems for the police re-construction experts to evaluate. When Goodin Abernathy LLP attorneys take a trucking case, we grab it hands on and work to collect the details that accurately describe how and why the accident happened. This includes interviewing the investigating police, contacting other drivers that witnessed the incident and hiring qualified experts to report on safety violations. We also use reconstruction experts who describe why the collisions occurred with diagrams, photos and video production.
Big trucks cause big accidents and big injuries. Many of our cases involve fatalities, brain trauma, spinal cord injuries and amputations. Highway collisions, like under-ride and override accidents are the most likely to cause fatal injuries, severe brain or spinal trauma, often leading to permanent damage or paralysis. Our experience handling medical testimony, using top quality experts and showing a jury the anatomy of an injury is just as important as our experience investigating accidents.
The scope of injury isn’t the only thing larger than normal in a trucking accident. The claim process itself is much more rigorous. More people are involved than in your typical motor vehicle accident. Since trucking companies often have greater financial resources than the common driver, they create legal headaches for injured drivers and families. That is why hiring an experienced truck accident attorney is so important.
The attorneys at Goodin Abernathy LLP understand the legal intricacies of collecting evidence and using it in the courtroom. As important as our legal abilities is the fact that WE CARE ABOUT OUR CLIENTS.
Trucking accidents are complicated. Let Goodin Abernathy LLP guide you through a legal claim. We walk beside you through the entire process handling your case with the care and attention you deserve. We want to get to know you, discuss the legal process, provide you the opportunity to ask questions and explain our fee structure. Reach out to Goodin Abernathy LLP and let us show you how we set ourselves apart from other attorneys. Experience the care, wisdom, and experience Goodin Abernathy LLP has to offer by calling 317.843.2606 today for your free consultation.
I was severely injured, while walking on a sidewalk, by a reckless driver. The accident happened out of town, in a major city on the west coast, while we were on vacation. I had broken bones, possible spine injury and severe lacerations. After being treated at a trauma center of a major hospital, I was forced to return home with tremendous amount of pain and discomfort, while cancelling the rest of our vacation which took years of planning. I had to undergo months of treatment and was left with a lot pain and suffered from depression. Meanwhile the medical bills started coming in, and I was in no condition to deal with the out-of-state healthcare providers and out-of-state accident insurance issues.
It was at this point that I contacted Christopher (Chip) Clark at Goodin Abernathy for his legal help and guidance. Right from the beginning, he had been very gracious, sympathetic to my situation and highly professional in his dealings with me and my husband. Chip and his staff worked diligently with the out-of-state and in-state healthcare providers, the responsible party’s insurance company and Medicare to gather and disseminate all pertinent documentation. Within a short period of time, Chip was able to negotiate a settlement with the responsible party’s insurance company. The settlement amount was the maximum possible that we could have received.
I thank Chip for his responsiveness, his competence and the extremely professional manner with which he dealt with me and my husband.
Typically the first piece of an injured worker’s claim involves worker’s compensation benefits. But Goodin Abernathy LLP’s experience handling construction accident cases provides clients with an in-depth review of all potential construction law claims. Our firm is experienced with the Indiana laws controlling how and when construction negligence claims are filed.
Perhaps the general contractor, construction manager, or property owner failed to provide safe working conditions or sufficient safety training. Maybe a worker from another company at the job site caused an accident. Perhaps a defective piece of machinery was to blame. Goodin Abernathy is experienced helping clients who have suffered finger, hand, and arm amputations; suffered broken bones and fractured backs falling from scaffoldings, buildings, and ladders; or been crushed by forklifts and heavy equipment.
Our attorneys evaluate Indiana’s OSHA regulations and construction safety guidelines to prosecute accident cases. We will hire construction industry experts, investigate the work site, and collect evidence to aggressively represent our clients. If you, a friend, or loved one was injured in a construction accident, contact the injury lawyers at Goodin Abernathy for a free consultation. Goodin Abernathy LLP understands the impact work injuries have on laborers and their families. We will fight for those injured workers and their families, claiming all benefits and damages available under the law.
